Personal Asset Investment accounts

Invest for all your financial goals.

Investment accounts for all your goals

Whether you’re saving for a home purchase, planning for college expenses or adding to your existing retirement savings, an investment account provides a great way to keep investing if you’ve reached the contribution limits in your retirement accounts and want to continue investing toward other financial goals.

Choose the account that’s right for you

Personal Asset Premier Investment Account (EPIA)

This investment account provides a simple way to invest for all your financial goals — no matter how much you want to invest or how involved you want to be in your investment choices. We consider all your goals and give you guidance to help meet them. So, whether you want do-it-yourself or do-it-for-me investing, you’ll enjoy low costs to open an account, flexibility and access to our loyalty program. Ultimately we build our Personal Asset Premier Investing Account around you.

Personal Asset Investment Account

Our investment account offers another way to invest for your future and meet your goals outside your retirement savings. You'll get:

Commission-free trading.¹
No account-opening or annual fees.
Thousands of mutual funds, exchange traded funds (ETFs), individual equities and fixed-income securities to choose from.²

So, no matter how you like to invest, on your own or having one of our licensed professionals help you, we've got you covered.

Feature	Personal Asset Premier Investment Account	Personal Asset Investment Account
Who this may be best for	Do-it-myself investor who wants access to an advisor when they need one OR Do-it-for-me investor who prefers a professionally managed account	Knowledgeable do-it-myself investor who understands the risks associated with the investments available through a brokerage account
Investment types	Choose from a range of mutual fund options for easy diversification	Choose from thousands of mutual funds, exchange traded funds (ETFs), individual equities and fixed-income securities.⁴
Professional account management	Available through My Total Retirement™⁵ (no cost)	N/A
Advice and guidance	Access to professional guidance from an advisor when you want it	N/A
Initial investment minimum	None	None
Fees	No setup, administrative, closure or transaction fees³ Commission-free mutual fund trading Fee schedule →	No annual or account-opening fees Commission-free online stock and ETF trading up to the first 1,000 trades placed online each calendar year; $6.95 per trade thereafter⁶ Fee schedule →
Other features	Free online investing and planning tools Convenient, automatic investments Access your money at any time.⁷	Optional debit card or check-writing features Convenient, automatic investments Access to your money at any time⁷

The Personal Asset Premier Investment Account is intended for knowledgeable investors who acknowledge and understand the risks associated with an investment account.

What we offer

Personal Asset Premier Investment Account

Learn more about how the Personal Asset Premier Investment Account could be a perfect match for you.

Personal Asset custodial account

Start investing for your child's future with an Personal Asset custodial account.

1 The first one thousand trades (1,000) placed online each calendar year are $0; thereafter, each online trade will be charged $6.95.

2 Investment returns will fluctuate and are subject to market volatility so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

3 Other fees may apply.

4 Investment returns will fluctuate and are subject to market volatility so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

5 Online advice and the managed account service are part of the Personal Asset Advisory Services suite of services offered by Personal Asset Advisory Group, LLC, a registered investment adviser.

6 The first 1,000 trades placed online each calendar year are $0; thereafter, each online trade will be charged $6.95. The fee will be displayed on the order preview screen before an order is placed.

7 Any uninvested cash in your account may be withdrawn up to your account balance.

ETFs are a type of exchange-traded investment product that must register as either an open-end investment company (generally known as “funds”) or a unit investment trust. ETFs are not mutual funds.

Unlike mutual funds, individual shares of ETFs are not redeemable directly with the issuer. ETF shares are a collection of securities bought and sold at market price, which may be higher or lower than the net asset value. Investment returns will vary based on market conditions and volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks like those of their underlying securities.