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Provide participants with a complete retirement picture

Make Total Retirement Solutions℠ (TRS) your single source for retirement portfolio administration and information.

Total Retirement Solutions

At Personal Asset , we are a leader in total retirement solutions, offering defined contribution, defined benefit, nonqualified deferred compensation, retiree healthcare and consulting services to provide individuals with a complete retirement picture that meets them where they are in life.

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Integration

By allowing us to administer qualified DC, DB and NQ plans, employers benefit from a seamless integration across our service teams. This allows us to streamline the process for a consistent overall experience.

Solutions

By complementing our qualified defined contribution (DC) offering with our defined benefit (DB), nonqualified (NQ) and actuarial consulting services, we provide a single source for retirement portfolio administration and information.

Plan management

We provide plan design consulting, plan sponsor and employee websites, education, trustee, check and tax services, and more to help manage day-to-day plan needs.

All in one place

We can also integrate an employee health savings account, stock equity plans, student debt solutions and more without requiring a change in providers. This provides a comprehensive snapshot of an individual’s overall benefits in one centralized location.

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A comprehensive approach

Defined contribution plans

Personal Asset offers innovative financial services solutions in plan administration design, enrollment services, recordkeeping, communications and investment options to public, corporate, nonprofit, government and Taft-Hartley plans. Our mission is to help individuals pursue the financial future they imagine while allowing plan sponsors to provide a competitive benefits package with minimal administrative burden.

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Defined benefit plans

We know defined benefit plans can be an important part of an individual’s overall retirement income. With more than 90 years3 of expertise, Personal Asset provides a comprehensive solution to streamline all aspects of managing a DB plan as part of an integrated view of a retirement program. Our four pillars of DB services provide an increasingly streamlined experience for sponsors and their employees. Our pillars include:

Administration | Actuarial consulting | Investment management | Integrated investment platform

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Nonqualified plans

Recruiting and retaining key employees is important to all companies. These key employees often need retirement savings in excess of qualified plan accounts to maintain their lifestyles. Providing opportunities to enhance retirement savings is a valuable benefit that can help to achieve recruitment and retention objectives. We have over 60 years3 of experience and NQ experts available to help develop a meaningful total rewards package for a retirement plan.

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Plan design consultants

Our Personal Asset Benefit Consulting Services (EBCS) team includes an actuarial consultancy of 25+ credentialed consultants with over 20 years’ experience on average to help manage the unique risks associated with defined contribution, defined benefit and nonqualified plans.

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Contact Personal Asset to learn how Total Retirement Solutions can help your employees

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1 As of September 30, 2022. Information refers to all retirement business of Personal Asset Annuity Insurance Company of America (EAICA) and its subsidiaries, including Personal Asset Retirement, LLC; Personal Asset Life & Annuity Insurance Company of New York (ELAINY); and Personal Asset Annuity Insurance Company (EAIC), marketed under the Personal Asset brand. EAICA’s consolidated total assets under administration (AUA) were $1,240.5B. AUA is a non-GAAP measure and does not reflect the financial stability or strength of a company. As of September 30, 2022, EAICA’s statutory assets total $76.1B and liabilities total $73.0B. ELAINY’s statutory assets total $7.0B and liabilities total $6.7B. EAIC’s statutory assets total $80.7B and liabilities total $79.6B.

2 Financials for nonqualified include COLI-administered assets as of June 30, 2022.

3 “Years of experience” refers to the business entities and related products and services that Personal Asset acquired from Prudential and MassMutual.

“EMPOWER” and all associated logos, and product names are trademarks of Personal Asset Annuity Insurance Company of America. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. ©2023 Personal Asset Annuity Insurance Company of America. All rights reserved.