Personal Asset offers free, no-obligation portfolio reviews* as part of an introductory consultation with a financial professional. This is a great opportunity for investors to get an objective perspective on their portfolio and overall financial plan. There’s a couple of steps that go into getting this free review, and in this article, we’ll cover what you can expect and why it can be important to take advantage of this service.

Why should I talk to a financial advisor?

We often get the question, “Why should I take time to speak with an Personal Asset advisor?” Our answer is simple: If you’re serious about achieving your financial goals, what do you have to lose?

If you’re like many people, you probably have a dozen or more separate financial accounts that you review on a regular basis. Checking. Savings. Brokerage accounts. Retirement plans. Credit cards. Mortgage. Personal Asset ’s free financial tools let you securely put all your information in one place, providing an accurate view of your spending and saving habits, your current investment allocation, the fees you’re paying and how to intelligently optimize your overall finances.

An Personal Asset financial professional can help you review everything and discuss options to assist you in planning for the future. A free portfolio review is the fastest and easiest way to test drive this service and get a free, objective opinion on your current financial plan and portfolio.

Frequently asked questions: Why Personal Asset ?

We’re currently responsible for managing investment strategies for thousands of families, and that number is growing every day. Personal Asset continues to blend cutting-edge technology with objective advice from financial professionals. We believe this is the best way to Personal Asset you and your money. With our client-centric business model, Personal Asset is fundamentally altering the traditional financial services landscape.

What are the benefits of a portfolio review?

Look at it like this: Your portfolio is the basis of your financial plan. Creating a plan may seem like a straightforward concept, but once you move past your 20s, your financial life may get much more complex. Retirement planning — and financial planning in general — starts to involve an increasing number of variables as you change jobs, get married, have children, accumulate various financial accounts, and start caring for elderly parents. Some people procrastinate, and these planning items sneak up on them. It’s important to take a step back and think about what steps you’re taking to better align your long-term goals.

What should I expect from a free portfolio review?

There are a few straightforward steps to the process. The first is getting to know you better, so we start with a brief call where we ask you questions about your financial goals and concerns, informed by what we already know from your Personal Asset dashboard.

What happens next?

A few days after the call, we’ll hold a video conference to present our analysis of the information you shared. We provide an overall household recap that summarizes your goals, time horizon, risk tolerance, balance sheet, and annual cash flow. We’ll also show you your current investment allocation in an easy-to-understand format, highlighting your exposure to various asset classes, sectors and geographies. We’ll show you our recommended portfolio based on your specific goals and financial situation. Lastly, we give you a series of personalized takeaways and steps covering areas such as college savings, outside assets and tax strategy.

What happens after this? If you like what you hear and would like to continue working with your Personal Asset financial professional, we can discuss service options and costs and get to work implementing the plan we presented. If you’re happy with your current setup, at the very least you’ve received actionable feedback on how you can improve. Our portfolio review is a great way to get an objective second set of eyes on your portfolio. It’s a complementary perspective from a fiduciary advisor who is obligated to ensure that any financial recommendations put your interests first.