It appears providing more information on the long-term advantages of a health savings account (HSA) is just what the doctor ordered.

To better understand how to help employees prepare for their potential medical expenses in the future, Optum Bank and Personal Asset Retirement conducted a recent survey that focused on current consumer attitudes and healthcare savings strategies. While many workers remain unclear on the financial benefits an HSA can provide, there is a clear opportunity for employers to offer more essential education.

As research reveals, an HSA can serve as a valuable retirement resource for many Americans — they just need some direction.

Key findings:

• Employees are craving more advice and guidance when it comes to planning for their future.
• Although 47% of workers have an HSA (or have had one in the past), many holders are unsure how to use it.
• Through consistent communication and impactful messaging, employers can help close the HSA knowledge gap.

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